Quick Overview: Malta’s Financial Services Centre
We counter scale with agility, and an ever-evolving appetite for product innovation. As we embark on the exciting journey of shaping the next generation of financial services, find out what else defines Malta’s financial services ecosystem.
Malta may be one of the world’s smallest countries, but it is also a vibrant financial hub where fintech start-ups, fund managers, insurance firms, payment providers and family offices work in walking distance from each other. Despite our small size, we made the conscious decision to support a variety of financial activities and specialist segments, including a rich mix of international, regional and local institutions.
Asset management, insurance, banking, private wealth and fintech are the dominant forces of our finance industry. Moreover, aviation, yachting, maritime services, space finance and sustainable finance are also playing important roles. This diversity helps us to thrive and promotes cross-sector partnerships and cooperation among companies operating from Malta.
Located at the centre of the Mediterranean, between Europe and North Africa, Malta is an EU member state and deeply integrated in the world of finance. The country has signed up to all the global standards that have become the norm of international finance today. From Malta, financial services companies can access the EU’s massive single market of over 500 million people. In addition, Malta has a network of some 70 double-taxation treaties, covering most of the world’s high-growth markets, facilitating trade and international business.
Moderate operating costs coupled with a well-trained population and a desire to support innovate ideas make us the ideal location for small and medium-sized organisations, regional headquarters, back-office functions and fast-growing fintech firms. As a finance centre, Malta has also become internationally recognised as a thought leader. We championed the introduction of cell company structures, which are today an important element in the captive insurance sector. We still have an active appetite for innovation, which will continue to power our growing financial services sector.