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Why Malta

Discover valuable opportunities and powerful partnerships across all aspects of finance, from Banking and Insurance, to Asset Management, Fintech, and Private wealth. Invest in Malta and gain access to the EU’s single market and the high-growth markets of the region. Join us to benefit from a progressive regulatory environment. Grow and expand your business on the back of moderate operating costs.

What do we offer
St.Julians, Malta

Quick Overview: Malta’s Financial Services Centre

We counter scale with agility, and an ever-evolving appetite for product innovation. As we embark on the exciting journey of shaping the next generation of financial services, find out what else defines Malta’s financial services ecosystem.

Malta may be one of the world’s smallest countries, but it is also a vibrant financial hub where fintech start-ups, fund managers, insurance firms, payment providers and family offices work in walking distance from each other. Despite our small size, we made the conscious decision to support a variety of financial activities and specialist segments, including a rich mix of international, regional and local institutions.


Asset management, insurance, banking, private wealth and fintech are the dominant forces of our finance industry. Moreover, aviation, yachting, maritime services, capital markets, space finance and sustainable finance are also playing important roles. This diversity helps us to thrive and promotes cross-sector partnerships and cooperation among companies operating from Malta.

Key Strengths

Located at the centre of the Mediterranean, between Europe and North Africa, Malta is an EU member state and deeply integrated in the world of finance. The country has signed up to all the global standards that have become the norm of international finance today. From Malta, financial services companies can access the EU’s massive single market of over 500 million people. In addition, Malta has a network of some 70 double-taxation treaties, covering most of the world’s high-growth markets, facilitating trade and international business.


Moderate operating costs coupled with a well-trained population and a desire to support innovate ideas make us the ideal location for small and medium-sized organisations, regional headquarters, back-office functions and fast-growing fintech firms. As a finance centre, Malta has also become internationally recognised as a thought leader. We championed the introduction of cell company structures, which are today an important element in the captive insurance sector. We still have an active appetite for innovation, which will continue to power our growing financial services sector.

Comprehensive financial legislation
Caters inter alia for the regulation of investment funds, insurance companies, securitisation, banking and financial institutions, offering many regulatory structures that are unique in Europe
Accessible regulator
Respected and forward-looking, the regulator is accessible with risk-based supervision
Advantageous geographical location
Malta is within three hours’ direct flight time from other European financial centres; moreover, Malta Freeport is a main regional hub. Malta is part of the Schengen area, which allows travel between member states without internal border controls
EU Member State
A full member state of the European Union and part of the Eurozone, providing Malta-based businesses with instant access to the EU’s internal market of over 500 million people
Diversified Economy
The tourism sector contributes some 25% to the island’s GDP; however, a variety of service businesses have joined the traditional economic generator, and services now account for 75% of Malta’s GDP. Industry accounts for 23% and agriculture for 2%.
Technology & Services
Key to Malta’s success as the most successful knowledge-based economy in the Mediterranean region has been the growth of service-focused businesses in fields such as ICT and the booming Maltese financial services industry. Expansion of the fintech industry together with life sciences and education pave the way for a prosperous future.
Innovation

Reimagined, Renewed, and Refashioned

Business Culture

Malta is home to a diverse mix of financial services companies and offers a diverse Business Culture

Strategically located

Strategically located in the centre of the Mediterranean, Malta is the European Union’s smallest member state.

The Mediterranean Ideal

The island’s unique appeal, which at times combines a big city vibe with Mediterranean charm.

Malta Services

This mini directory provides links to most of the necessary sites and other informative pages for setting up a business in Malta.

Key Facts about Malta

EU Member State
Commonwealth Member
OECD Member
Member of Schengen
Eurozone
CET Time Zone
Situated between Europe and Africa
Transhipment Centre
Excellent ICT Connections

Life in Malta

More than just a smart place to invest, Malta is a multi-faceted jewel shining at the centre of the Mediterranean. This small, friendly and welcoming island contains everything you could want to strike that perfect balance between business and pleasure.Although Malta is a small country, it offers a variety of lifestyle choices that range from urban, cosmopolitan and luxurious to relaxed and rural. Boasting a diverse range of shopping, cultural and leisure activities, all at affordable rates, Malta provides expatriates with a unique opportunity to live every aspect of life to the full.

Salt Pans in MaltaBirgu by NightGhajn Tuffieha, Malta
Birgu by NightGhajn Tuffieha, MaltaTritons' Fountain, Valletta
Mellieha,  Malta
Ghajn Tuffieha, MaltaTritons' Fountain, VallettaSalt Pans in Malta
Tritons' Fountain, VallettaSalt Pans in MaltaBirgu by Night

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