Malta has moved up three places in Fintech Ireland’s survey on regulated payment services, from 10th place to 7th.
The survey was published on 30 September 2025 and captures authorised e-money institutions, authorised payments institutions and registered account information services providers (but not CASPs/VASPs).
The survey updates the previous one done six months earlier in the EEA, and encompasses 337 authorised e-money firms, 747 authorised payments firms and 97 registered AISPs. The top 10 jurisdictions based on the number of Regulated Fintech companies are: Lithuania (106), France (102), Germany (94), The Netherlands (88), Spain (80), Sweden (78), Malta (58), Ireland (57), Poland (56) and Italy (55). These countries comprise circa 65.5% of the total number of Regulated Fintechs in the EEA.
Fintech Ireland said that Malta’s increase was the result of e-money firms rising from 34 to 37, with it commenting that when MiCAR authorised firms are added to the definition of ‘Regulated Fintech’ Malta was expected to “reach far loftier heights”.