Episode 12: Banking on Malta

In our 12^th episode, our guest is Karol Gabarretta, Secretary-General of the Malta Bankers’ Association. He provides a brief introduction to Malta’s banking landscape and walks us through the most important developments that have influenced the sector over the past few years.He says the Covid-19 pandemic has accelerated the digitization of Malta’s banking industry as customer expectations have changed and banks face competitive pressures from fast-growing and agile FinTech. He also talks about the banks’ role as gatekeepers, the growing importance of strong cybersecurity infrastructure, and the nature of correspondent banking relationships.