Students and professionals who embark on further studies to achieve their dream career, may often face financial challenges such as the cost of the course, accommodation, transport and living expenses, text books and other study-related costs. 
ĠEMMA and Bank of Valletta will be organising a webinar for students in further and higher education to discuss ‘Money Management and Student Loans’ on Wednesday 26th August 2020 from 11:00 hrs to 12:00 hrs.
During this webinar, David Spiteri Gingell, ĠEMMA consultant, will provide tips to students on how to manage their finances at a time when their spending power might be somewhat limited, while at the same time their expenses may be increasing.  Tonio Ellul from Bank of Valletta will discuss easier access to finance for students who would like to further their studies either in Malta or abroad, focusing on the BOV Studies Plus+. Participants will have the opportunity to ask questions directly to the panellists.
The BOV Studies Plus+ offers a solution for those who would like to further their studies either in Malta or abroad, undertaking full-time, part-time or distance learning study courses leading to an MQF level 5, 6, 7 or 8 qualification, but require financing. The BOV Studies Plus + comes with a number of benefits including an attractive interest rate and a maximum loan amount of €100,000. Students or professionals taking up this loan can also opt for a moratorium period of up to 5 years, meaning that during these 5 years they do not need to make repayments on capital or interest.  In addition, students do not need to make any upfront contribution, nor provide collateral. The BOV Studies Plus+ is supported by the Operational Programme II, co-funded by the European Social Fund and managed by the Malta Development Bank.
Students or individuals who would like to discover more about money management while studying and access to financing to help them further their studies are invited to join this free webinar by registering here.
These webinars are purely for information purposes. Any information during this session is not and should not be construed as an offer or recommendation to sell or solicitation of an offer or recommendation to purchase or subscribe for any product. All loans are subject to normal bank lending criteria and final approval from the Bank. The term of the loan must not go beyond retirement age. Issued by Bank of Valletta p.l.c., 58, Triq San Zakkarija, Il-Belt Valletta VLT 1130.  Bank of Valletta p.l.c. is a public limited company regulated by the MFSA and is licensed to carry out the business of banking in terms of the Banking Act (Cap.371 of the Laws of Malta). 

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