Recent developments in the FinTech industry and tax implications (M21005)

Kelly Fenech is a qualified lawyer and senior associate with WH Partners who advises both international and local clients. He has also been appointed as a designated person for WH Innovation Ltd – a VFA Agent in terms of Articles 7 and 14 of the Malta Virtual Financial Assets Act. Kelly specializes in distributed ledger technology, financial services, fintech and capital markets with a special focus on investment and payment services, anti-money laundering, securities and private placements equity issues. His current work includes the issuing of legal opinions, assiting clients apply for financial services licences and advising multiple companies on various regulatory matters to ensure they remain compliant with EU legislation and MFSA and FIAU requirements. Kelly also regularly assists clients in all corporate and commercial matters including corporate governance, M&A transactions and general company law.

Gaby Zammit joined WH Partners in 2017 after spending a number of years at one of the big four audit firms advising both local and international corporate client base with a focus on financial regulatory work. She graduated in law in 2006 and was immediately drawn to the international aspect of financial services, specialising from the start on how to apply Malta’s robust regulatory framework to international corporate structures. Her primary areas of focus are on regulatory work with a specialisation on investment services, collective investment schemes, payment services providers and capital markets, including listing on main and secondary prospects markets. She regularly advises on a variety of international corporate structures, including the setting up of Maltese entities, re-domiciliations, cross-border mergers, M&A transactions and assisting clients on corporate governance matters.

Joselyn Teuma graduated with a Bachelor of Laws Degree (Honours) in 2018 from the University of Malta and with a Master of Advocacy in 2019 from the same University.Having particular interest in Taxation law, in 2018, Joselyn submitted her Term Paper on a legal subject to the Faculty of Laws entitled Public County-by-Country Reporting – The Solution Towards Greater Tax Transparency. She was awarded with an Award in Tax Compliance in 2019 after successfully completing a course on Tax Compliance held by the Malta Institute of Taxation. Joselyn is currently participating in a course on Taxation at the same Institute, with a view of graduating with a Professional Award in Taxation in 2020.Joselyn has acted as a liaison officer in the 2017 Maltese Presidency of the Council of the European Union and has been a member of several sub-committees in organisations within the University, particularly in GħSL.