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Cookie Policy

Please be informed that FinanceMalta (“Foundation”, “us”, “we”, or “our”) uses cookies on www.financemalta.org (the “Website”).

Our Cookie Policy explains what cookies are, how we use cookies, how third-parties we may partner with may use cookies on the Website, your choices regarding cookies and further information about cookies.

What are cookies?

A cookie is a small text file (typically numbers and letters) that is downloaded onto ‘terminal equipment’ (e.g. your computer or smartphone) when the user accesses a website using that device. Cookies are then sent back to originating website on each subsequent visit – and they are useful because they allow a website to recognise a user’s device and store some information about your preferences or past actions.  Additionally, we use ‘Local Shared Objects’ i.e. Flash Cookies. These cookies are stored locally and are available to all browsers you may use.

Neither cookies nor flash cookies can be used to access or use other information on your computer, other than information related to your usage of the Website. We only use these methods to track your use of our services. Cookies help us monitor traffic to the site, improve our services and make it easier and/or more relevant for your use. We use flash cookies and third-party cookies to help us show you more relevant and desirable advertisements.

Cookies can be divided into several categories:

Some cookies are needed for the sole purpose of carrying out the transmission of a communication over an electronic communications network – others may be necessary for the provision of a service over the internet, in which case they have to be used. These are termed as ‘strictly necessary’.

Other cookies may be desirable to improve your experience, such as statistic and marketing cookies, in which case we will ask you for your consent to use them.

How we use cookies

We use cookies to improve your user experience, enable certain functions of the Website, such as, navigation and access to secure areas of the Website, aggregate statistics about the number of visitors to the Website and obtain data about how the Website is being used. This data enables us to develop and optimise the Website.

Cookies may either be deleted automatically when the user closes their web browser (so-called “session cookies”) or stored on the user’s computer to facilitate future visits to the Website (so-called “permanent cookies”). Permanent cookies will also be automatically deleted after a specified period of time as provided below. Flash cookies are a type of permanent cookie.

What cookies do we use?

We use the following types of cookies that are placed on the Website, their function, the purposes for which the data are collected and how long data collected by cookies are kept. Please note that the names of the cookies may change over time:

Strictly Necessary Cookies

These Cookies are essential to enable you to navigate and use the features of the website. Without these Cookies, you may not be able to take full advantage of our services or features, and the website will not perform as smoothly for you as we would like.

By law we do not need to obtain your consent in order to use these cookies.

Marketing Cookies

Marketing cookies are used to track visitors across websites. The intention is to deliver advertisements that we believe are relevant to you and your interests. For example, we may use Marketing Cookies to customise the advertising content, to conduct interest-based advertising, to limit the number of times you see the same advertisement and to conduct market research.

ProviderCookie NameExpiration of CookiePurposeIs the Cookie essential for the website to work?Type
Google.comrc::aPersistentThis cookie is used to distinguish between humans and bots. This is beneficial for the website, in order to
make valid reports on the use of their website.
YesHTML
Google.comrc::aSessionThis cookie is used to distinguish between humans and bots.YesHTML
Google.comrc::aSessionThis cookie is used to distinguish between humans and bots.YesHTML
Google.comNID6 monthsRegisters a unique ID that identifies a returning user’s device. The ID is used for targeted ads.NoHTTP

What are your choices regarding cookies?

When you visit the Website, you will be requested to accept or manage your cookie settings. We can store cookies on the user’s device if they are strictly necessary for the operation of this site, however, for all other types of cookies, we need to obtain the consent of the user.

Please note that you may change your mind at any time and may delete cookies or refuse to accept them. If you delete or refuse cookies you might not be able to use all of the features we offer, you may not be able to store your preferences, and some of our pages might not display properly.

How can I change cookie preferences?

Apart from setting cookie preferences from the Cookie Banner on our website, you can control and/or delete cookies as you wish from your browser settings. For details on how to control and/or delete cookies using your browser settings, please see:

Delete Cookies in Microsoft Internet Explorer

Delete Cookies in Mozilla Firefox browser

Delete Cookies in Google Chrome browser

Delete flash cookies (all browsers)

You can delete all cookies that are already on your computer and you can set most browsers to prevent them from being placed. If you do this, however, you may have to manually adjust some preferences every time you visit a site and some services and functionalities may not work.

Changes to this Policy

We may update this Policy from time to time. If we make significant changes to this Policy, we will let you know accordingly. However, it is advisable to regularly check this Policy to ensure you are aware of the most updated version.

Last updated: 07 May 2020