A creditor’s obligation to assess the creditworthiness of a consumer
by Ganado Advocates
23rd April 2024
by BNF Bank plc
29th April 2022
A lawyer by profession, Dr Cutajar specialises in banking, finance and corporate law. After graduating as Doctor of Laws from the University of Malta in 2010, Dr Cutajar also obtained a Masters’ Degree in Banking Law and Finance from the University of London in 2017. He also obtained certification on corporate governance matters from the UK Institute of Directors.
Throughout his career Dr Cutajar occupied the position of company secretary in various businesses and institutions and held various other roles, including a role at the Central Bank of Malta, amongst others. Dr Cutajar has been heading BNF Bank’s Legal Department since January 2021 and is a visiting lecturer at the University of Malta.
As part of BNF Bank’s Executive Committee, Dr Cutajar joins CEO and Managing Director Michael A. Collis, Chief Commercial Officer George Debono, Chief Risk Officer Maruska Buttiġieġ Gili, and Mark Micallef, Chief Financial Officer.
Dr Cutajar expressed his appreciation and gratitude on his appointment. “I’m delighted to have been appointed Chief Legal Officer on the Bank’s Executive Committee. Whilst I thank the Board of Directors and Management at BNF Bank for the trust they have shown in me, I look forward to putting my expertise, experience and insights to good use, in order to keep strengthening the Bank’s corporate governance and oversight of legal affairs in the context of a dynamic sector.”
BNF Bank is one of Malta’s systemic banks and a key player in the country’s financial services industry. Offering a wide portfolio of products for both personal and business clients, the Bank operates twelve branches across Malta and Gozo, a Corporate and Business Banking Centre and a trading room. BNF has been awarded several accolades, in recognition of the customer-centric strategy and consistently strong performance.
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