Commissioner
Tax and Customs Office of the Commissioner

Joseph Caruana

Mr Joseph Caruana began his career with the Public Service in 1977 as a clerk. Along the years he progressed through the ranks and served in various roles across the Public Service, namely as Director Corporate Services within the Ministry for Resources and Rural Affairs, as Head of the Maltese Paying Agency and as Director General for Fisheries.  

From 2013 up to 2021 he served as Permanent Secretary within the Ministry for Education and Employment, the Ministry for Finance and Financial Services and the Ministry for Transport, Infrastructure and Capital Projects respectively, wherein he brought about a number of reforms and was responsible for the implementation of various strategies, polices and projects.  

Mr Caruana was appointed Commissioner for Tax and Customs on 1st February 2022 wherein he is implementing the digital transformation of the Malta Tax and Customs Administration.

Empowering financial services

Empowering financial services

Speaker's Agenda

Day 1

Nov 19th

13:00
Registration & Welcome Coffee

Delegates arrive, collect materials, and network before the sessions begin.

13:30
Opening by Conference Host

Trudy Kerr

13:40
Opening Address & Keynote Speech

Welcome Remarks: FinanceMalta Chairman

13:50
Address by Minister of Finance

Hon. Clyde Caruana

14:00
EnVision 2050: Quality as the Pillar of Malta’s Financial Future

Stefano Masino, Boston Consulting Group

14:15
Panel Discussion: The Future of Malta’s Financial Services – Raising the Bar on Quality

Presentation:

Jürgen Kreuz: The impact of AI on Financial Services
Founder | Cyber Security Consultant | IT-Auditor | Coach | ISO27001 | Trusted Advisor


Panel session:

- How regulatory frameworks can support high-quality financial services
- Ensuring Malta remains a competitive yet sustainable jurisdiction
- The role of talent, governance, and technology in financial excellence


Panelists:

- Kenneth Farrugia, CEO, Malta Financial Services Authority
- Marjut Falkstedt CEO, European Investment Fund
- Kenneth Farrugia, CEO, Bank of Valletta plc
- Joseph Zammit Tabona, Chairman, Malta Financial Services Advisory Council

15:10
FIRE UP! Your Habits: Where executive wellbeing meets high-performance returns

Daphne Grech Cumbo

Up your Level | Coach & Trainer (ICF ACC)

15:30
Coffee Break
16:00
Host Intervention
16:15
Fireside chat: Rethinking Scale: A small nation’s Role in a Digitally-Driven Financial World

Ed Vaizey (Lord Vaizey of Didcot), member of the House of Lords, broadcaster and business adviser
Dimitris Litsikakis, Director, Profile Software

16:35
Fireside Chat: Innovation & Regulation – Striking the Right Balance

Christopher Buttigieg, Chief Supervision Officer, MFSA

16:55
Spotlight Sessions: Key Trends Shaping Malta’s Financial Future

Short expert talks on the following topics followed by 2 panel discussions:

The evolution of ESG and sustainable finance
Gabriella Borda, Chairperson, Sustainable Finance WG, MFSAC

Fintech: Digital transformation in banking and financial services
Herman Ciappara, Chairperson, Fintech WG, MFSAC

Family offices: Navigating a shifting regulatory landscape
Conrad Cassar Torregiani, Chairperson, Family Offices and Tax, MFSAC

AI: Malta’s AI in Fintech Strategy
Ian Gauci, Chairperson, AI Working Group, MFSAC

Aircraft Leasing
Nicholas Valenzia, Partner, Mamo TCV

Auto-enrolment – Pillar 2 Pensions
Matthew Brincat, Partner, Ganado Advocates


Moderator: Jon Mallia, Podcast Host, Jon Mallia Podcast

17:55
Evening Networking Reception

Informal networking over drinks and canapés

Day 2

Nov 20th

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