Herman Ciappara
Herman Ciappara currently holds the position of Senior Technical Advisor within the Fintech Supervision Function of the Malta Financial Services Authority (MFSA). Herman joined the MFSA in September 2019 as Head of FinTech Supervision Function, responsible for setting up a new team to authorise and supervise the Virtual Financial Asset sector, and later on in 2023 also took over the supervision of non-bank Financial Institutions in Malta. Herman has been very active in providing cross-sectoral expertise on digital finance and FinTech-related policy within the Authority. Herman has recently been appointed as Chairperson of the FinTech Working Group within the MFSAC. Before joining the MFSA, Heman spent 30 years at the Central Bank of Malta occupying senior management positions in Technology, Risk Management and Payments.
